Georgia Dream Homeownership Program

Georgia Housing and Finance Authority

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in Georgia through participating lenders. Combines a competitive interest rate mortgage with a second loan or grant for down payment assistance. Income and purchase price limits apply.

Down payment assistance amount varies by loan product and borrower qualifications

Key Details

  • Down payment assistance up to $7,500
  • Must be first-time homebuyer (generally)
  • Income limits apply (varies by county)
  • Available through participating lenders
  • Competitive interest rates on primary mortgage

How to Apply

Deadline: Ongoing program, subject to funding

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