Home Improvement Grants in Macon.

Find grants, rebates, forgivable loans, and free programs for Macon, GA, filtered to your situation.

As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Macon, GA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 16 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 30 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Macon-Bibb County Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-eligible owner-occupants in Macon-Bibb County. Loan is forgiv...

Home Repair
Grant up to $15,000

Macon-Bibb County ADA Accessibility Modification Program

Provides grants for accessibility modifications to homes occupied by persons with disabilities in Macon-Bibb County. Cov...

Seniors & Disability
Grant up to $10,000

Macon-Bibb County Emergency Repair Program

Provides emergency home repair grants for urgent health and safety hazards affecting owner-occupied homes in Macon-Bibb ...

Emergency
Grant up to $12,000

Macon-Bibb County Senior Home Repair Program

Provides home repair and modification grants specifically for homeowners age 62 and older in Macon-Bibb County. Addresse...

Seniors & Disability
Grant up to $5,000

Macon-Bibb County Sewer Lateral Repair Program

Assists low-to-moderate income homeowners with repair or replacement of failing private sewer laterals from the home to ...

Home Repair
Free weatherization up to $8,000

Georgia Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered statewide by GEFA that provides free energy efficiency upgrades inc...

Weatherization
Low-interest loan up to $15,000

Georgia Clean Energy Fund Residential Loan

Provides low-interest loans for residential energy efficiency and renewable energy improvements including solar panels, ...

Energy
Rebate up to $650

Georgia Power Heat Pump Rebate Program

Rebate for Georgia Power customers who install qualifying high-efficiency heat pump systems. Rebate amounts vary based o...

Energy
Annual credits up to $100

Georgia Power Smart Usage Rewards

Voluntary program where Georgia Power customers allow the utility to cycle their central air conditioner or pool pump du...

Energy
Free home energy audit

Georgia Power Free Energy Assessment

Free comprehensive home energy assessment provided by Georgia Power to identify opportunities for energy savings. Includ...

Energy
Rebates up to $500

Georgia Power Energy Efficiency Marketplace Rebates

Rebates for qualifying energy-efficient products including insulation, air sealing, duct sealing, water heaters, smart t...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural area...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive nee...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet their disability-related needs. ...

Veterans
Down payment assistance up to $7,500

Georgia Dream Homeownership Program

Provides down payment and closing cost assistance to first-time homebuyers in Georgia through participating lenders. Com...

Homebuyer
Free or low-cost classes

Macon-Bibb County Homebuyer Education Program

HUD-approved homebuyer education courses covering the home purchase process, mortgage products, budgeting, credit, and h...

Homebuyer Ed
30% tax credit through 2032

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar photovoltaic systems on residential properties. Includes...

Solar/Renewable
Monthly credits for excess generation

Georgia Power Solar Buyback Program

Net metering program where Georgia Power purchases excess solar energy generated by customer-owned solar systems. Custom...

Solar/Renewable
25% state tax credit

Georgia State Historic Preservation Tax Credit

Georgia offers a 25% state income tax credit for qualified rehabilitation of historic homes, which can be combined with ...

Historic
20% federal tax credit

Federal Historic Preservation Tax Credit

Federal 20% income tax credit for certified rehabilitation of historic income-producing properties. For owner-occupied h...

Historic
Assistance up to $25,000

Georgia HOME Investment Partnerships Program

Federal HOME funds administered by Georgia DCA provide homeowner rehabilitation assistance to low-income households thro...

Home Repair
Rebate up to $400

Georgia Power Water Heater Rebate

Rebates for Georgia Power customers who install qualifying high-efficiency electric water heaters including heat pump wa...

Energy
Energy bill assistance up to $600

Middle Georgia Community Action Agency Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) helps low-income households in Macon-Bibb County pay heating and cool...

Energy
Varies by disaster and damage

Georgia Disaster Recovery Housing Assistance

When federal disaster declarations occur, Georgia GEMA coordinates recovery assistance including FEMA Individual Assista...

Disaster
Free lead hazard remediation

Macon-Bibb Lead Hazard Control Grant

HUD-funded program providing free lead hazard remediation in pre-1978 homes with children under age 6 in Macon-Bibb Coun...

Home Repair
Emergency rental assistance varies

Middle Georgia Community Action Agency Rental Assistance

Emergency rental and utility assistance for households in Macon-Bibb County facing eviction or utility shutoff. Provides...

Rental

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Macon

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Frequently asked questions

What home improvement grants are available in Macon, GA?

30 programs are currently listed for Macon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Macon have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Macon, 20 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Macon?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.