Home Improvement Grants in Madison Heights.

Find grants, rebates, forgivable loans, and free programs for Madison Heights, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Madison Heights, MI, with individual awards up to $126,526. 7 programs target seniors, 4 serve veterans, and 9 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

Madison Heights Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs to owner-occupied properties in Madison Heights. Loan is forgiven aft...

Home Repair
Up to $15,000 grant

Madison Heights ADA Accessibility Modification Program

Grant program for accessibility modifications including ramps, widened doorways, grab bars, and accessible bathrooms for...

Seniors & Disability
Up to $5,000 grant

Madison Heights Sewer Lateral Repair Assistance

Financial assistance for repair or replacement of failing private sewer laterals connecting to the city main. Grant help...

Home Repair
Up to $8,500 in weatherization services

Michigan State Weatherization Assistance Program (WAP)

Federally funded program administered by Michigan DHHS that provides free weatherization services to income-qualified ho...

Weatherization
Up to $50,000 loan

MSHDA Home Improvement Program

Low-interest home improvement loan program through MSHDA for necessary repairs and modifications. Available to homeowner...

Home Repair
Free lead hazard remediation

Oakland County Lead Hazard Reduction Program

HUD-funded lead hazard control services for Oakland County homes built before 1978 with children under age 6. Provides f...

Home Repair
Up to $6,200 in rebates

DTE Energy Home Energy Analysis & Rebates

DTE Energy offers free home energy assessments plus rebates for energy-efficient upgrades including insulation, air seal...

Energy
Up to $2,500 rebate

DTE Energy Heat Pump Rebate Program

Rebate for installation of qualifying electric air-source or geothermal heat pumps. Helps offset the cost of high-effici...

Energy
Free energy efficiency upgrades

DTE Energy Low-Income Energy Efficiency Program

Free energy efficiency improvements for income-qualified DTE electric customers. Includes furnace repair/replacement, in...

Weatherization
Up to $5,300 in rebates

Consumers Energy Home Efficiency Rebate Program

Natural gas customers served by Consumers Energy can receive rebates for energy-efficient furnaces, boilers, water heate...

Energy
30% federal tax credit + net metering

Michigan Solar Incentive & Net Metering

Federal Investment Tax Credit provides 30% tax credit for solar panel installation. DTE Energy customers in Madison Heig...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners age 62+ to repair or improve their homes, remove health and...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a specially adapted home. Available to vete...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Available to veterans with ...

Veterans
Up to $3,000 emergency grant

Michigan Veterans Trust Fund Emergency Grants

Emergency assistance grants for Michigan veterans and their families facing financial hardship. Can cover emergency home...

Veterans
Up to $2,500 grant

Oakland County Senior Home Repair Assistance

Provides minor home repair assistance to Oakland County seniors age 60+ to help them age in place safely. Covers repairs...

Seniors & Disability
Up to $50,000 per unit

Oakland County HOME Rental Rehabilitation Program

Federal HOME funds to help landlords rehabilitate rental properties in Oakland County. Properties must serve low-income ...

Home Repair
Up to $25,000 for past-due housing costs

Michigan Homeowner Assistance Fund (MHAF)

Federal assistance for Michigan homeowners who have experienced financial hardship due to COVID-19 pandemic. Covers mort...

Home Repair
Payment plans and hardship exemptions

Oakland County Property Tax Foreclosure Prevention

Oakland County offers payment plans, hardship deferrals, and poverty exemptions to help homeowners avoid property tax fo...

Property Tax Relief
Up to $15,000 low-interest loan

Michigan Septic and Well Repair Loan Program

Low-interest loan program for repair or replacement of failing septic systems and contaminated wells. Available to Michi...

Home Repair
Up to $30,000 forgivable loan

Oakland County Neighborhood Stabilization Program

Provides forgivable loans to stabilize neighborhoods impacted by foreclosure. Funds cover major home repairs to prevent ...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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