Home Improvement Grants in Madison.

Find grants, rebates, forgivable loans, and free programs for Madison, IN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Madison, IN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,000 in energy improvements

Indiana Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible Indiana households administered through local community action agencies...

Weatherization
Free lead hazard removal

Indiana Lead-Based Paint Hazard Control

State-administered lead hazard control program for Indiana homes built before 1978 with children under age 6. Services i...

Home Repair
Forgivable loan up to $30,000

Madison Owner-Occupied Rehabilitation Program

CDBG-funded major home repair program for low-income homeowners in Madison. Forgivable loan structure requires 5 years o...

Home Repair
Up to $7,500 grant

Madison Emergency Home Repair Grant

Emergency grant for Madison homeowners facing immediate health and safety threats. Covers urgent repairs that cannot wai...

Emergency
Up to $15,000 for accessibility modifications

Madison Home Accessibility Modification Program

Grants and forgivable loans for ADA-compliant home modifications to assist disabled and elderly Madison residents. Inclu...

Seniors & Disability
Up to $5,000 forgivable loan

Madison Sewer Lateral Repair Program

Assists low- and moderate-income Madison homeowners with the cost of repairing or replacing private sewer laterals. Thre...

Home Repair
Up to $1,200 in rebates

Duke Energy Indiana Home Energy Rebates

Rebates for Duke Energy Indiana customers who install qualifying energy-efficient equipment. Includes rebates for heat p...

Energy
Up to $1,000 for qualifying heat pumps

Duke Energy Heat Pump Upgrade Rebate

Enhanced rebate for Duke Energy Indiana customers upgrading to high-efficiency electric heat pumps. Combines utility reb...

Energy
Free weatherization services

Duke Energy Income-Qualified Weatherization

Free in-home energy assessment and weatherization upgrades for qualifying Duke Energy Indiana customers. Services includ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Federal program providing low-interest loans and grants to very-low-income rural homeowners for repairs, improvements, o...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet access...

Veterans
Up to $35,000 for rehabilitation

Indiana HOME Investment Partnerships Program

Federal HOME funds administered by Indiana for owner-occupied rehabilitation in eligible communities. Provides grants or...

Home Repair
Up to $5,000 grant

Jefferson County Senior Home Repair Program

County-funded program providing grants for minor home repairs and safety improvements for Jefferson County seniors age 6...

Seniors & Disability
Up to $10,000 matching grant

Madison Historic Preservation Commission Rehab Grant

Matching grant for exterior rehabilitation of contributing structures in Madison's historic districts. Funds must be use...

Historic
Up to $400 for heat pump water heaters

Duke Energy Water Heater Efficiency Rebate

Rebate for Duke Energy Indiana customers upgrading to ENERGY STAR qualified heat pump water heaters. Provides significan...

Energy
Up to $12,000 forgivable loan

Jefferson County Foundation Stabilization Program

Assists Madison-area homeowners with foundation stabilization and structural repairs. Given the city's older housing sto...

Home Repair
Up to $10,000 low-interest loan

Jefferson County Septic System Repair Program

Low-interest loan program for Jefferson County homeowners who need to repair or replace failing septic systems. Protects...

Home Repair
Up to $5,000 matching grant

Madison Historic Window Restoration Grant

Matching grant for restoration (not replacement) of historic wood windows in Madison's historic districts. Encourages pr...

Historic
Varies by project scope

Jefferson County Flood Mitigation Assistance

FEMA-funded program to reduce flood risk for properties with repetitive flood losses. Given Madison's Ohio River locatio...

Disaster
Up to $1,500 for radon mitigation

Indiana Radon Mitigation Assistance

Grant assistance for income-qualified Indiana homeowners to install radon mitigation systems. Indiana has elevated radon...

Home Repair
Up to $100 instant rebate

Duke Energy Smart Thermostat Rebate

Instant rebate for Duke Energy Indiana customers purchasing ENERGY STAR certified smart thermostats at participating ret...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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