Utah Housing Corporation First Home Loan

Utah Housing Corporation (UHFC)

Available Down Payment

About This Program

Provides below-market interest rate mortgages and optional down payment assistance for first-time homebuyers in Utah. Income and purchase price limits apply. Must complete homebuyer education course and work with participating lender.

Down payment assistance typically 3-4% of purchase price as forgivable second mortgage

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market mortgage rates for first-time buyers
  • Optional down payment assistance available
  • Income limits: up to 150% of area median income
  • Purchase price limits apply by county
  • Requires homebuyer education course completion

How to Apply

A grant-savvy contractor in Magna, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to funding availability

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