Texas State Affordable Housing Corporation First-Time Homebuyer Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in Texas through a forgivable second lien. Assistance is forgiven after 5 years of owner-occupancy. Must be paired with approved first mortgage.

Typical down payment assistance for qualifying homebuyers

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • Forgivable after 5 years of occupancy
  • First-time homebuyers only
  • Income and purchase price limits apply
  • Must use approved lender

How to Apply

A grant-savvy contractor in Malakoff, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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