Texas Mortgage Credit Certificate (MCC)

Texas State Affordable Housing Corporation

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About This Program

Federal tax credit equal to 20% of annual mortgage interest paid, providing up to $2,000 per year in tax savings for eligible first-time homebuyers in Texas. Credit continues for life of the mortgage.

Estimated annual tax credit on typical mortgage

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 20% of mortgage interest as annual tax credit
  • Up to $2,000 per year in tax savings
  • For first-time homebuyers
  • Income and purchase price limits apply
  • Check TSAHC for current availability

How to Apply

A grant-savvy contractor in Malakoff, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Malakoff, TX

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