Home Improvement Grants in Malakoff.

Find grants, rebates, forgivable loans, and free programs for Malakoff, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Malakoff, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 14 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 for very low-income rural homeowners to repair, improve, or modern...

Home Repair
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded program administered through Central Texas Opportunities that provides free weatherization improvements...

Weatherization
Up to $24,999 forgivable loan

Central Texas Opportunities Housing Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Henderso...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $30,000 for rehabilitation

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA through local partners to rehabilitate owner-occupied housing for low-income ho...

Home Repair
Rebates up to $400

Oncor Home Energy Efficiency Program

Rebates for residential customers in Oncor service territory who complete qualifying energy efficiency improvements. Inc...

Energy
$25 rebate per qualifying tune-up

Oncor AC Tune-Up Rebate

Rebate for residential customers who have their central air conditioning system professionally serviced and tuned-up by ...

Energy
Up to $1,200 for qualifying equipment

Atmos Energy Efficiency Rebates

Rebates for Atmos Energy natural gas customers who install qualifying high-efficiency gas furnaces, boilers, and tankles...

Energy
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar photovoltaic system. Credit applies to ins...

Solar/Renewable
Varies by taxing jurisdiction

Texas Over-65 Property Tax Exemption

Texas homeowners age 65 or older qualify for additional homestead exemptions from school district and other taxing units...

Property Tax Relief
Varies by taxing jurisdiction

Texas Disability Property Tax Exemption

Texas homeowners with qualifying disabilities receive the same exemptions as those age 65+, including school tax freeze....

Property Tax Relief
Exemption from $5,000 to full value

Texas Disabled Veteran Property Tax Exemption

Disabled veterans in Texas receive property tax exemptions based on disability rating. Veterans with 100% disability or ...

Property Tax Relief
Up to $75,000 for disaster repairs

Texas Emergency Home Repair Program

State-administered program using Community Development Block Grant Disaster Recovery (CDBG-DR) funds to repair homes dam...

Disaster
Free lead hazard assessment and remediation

Texas Childhood Lead Poisoning Prevention Program

State program providing lead hazard assessment and remediation services for homes with children under 6 who have elevate...

Home Repair
Up to $2,000 annual tax credit

Texas Mortgage Credit Certificate (MCC)

Federal tax credit equal to 20% of annual mortgage interest paid, providing up to $2,000 per year in tax savings for eli...

Homebuyer
Up to $3,000 for wind mitigation

Texas FIX (Fixing Insecure eXteriors) Program

Provided matching grants to strengthen homes against windstorm damage in coastal and high-wind areas. Covered roof braci...

Disaster
Down payment assistance up to $15,000

Texas State Affordable Housing Corporation First-Time Homebuyer Program

Provides down payment and closing cost assistance to first-time homebuyers in Texas through a forgivable second lien. As...

Homebuyer
Up to $1,700 for qualifying heat pumps

Oncor Electric Heat Pump Rebate

Rebates for Oncor customers who install qualifying high-efficiency electric heat pump systems. Rebate amounts vary based...

Energy
Up to $5,000 emergency repair grant

Central Texas Opportunities Emergency Repair Program

CDBG-funded emergency repair grants for very low-income homeowners facing immediate health and safety threats. Covers em...

Emergency
Up to $15,000 for accessibility modifications

Central Texas Opportunities Accessibility Modification Program

CDBG-funded program providing accessibility modifications for low-income homeowners with disabilities or seniors. Includ...

Seniors & Disability
$85 rebate per smart thermostat

Oncor Smart Thermostat Rebate

Rebate for Oncor customers who purchase and install qualifying smart thermostats. Smart thermostats can reduce energy us...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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