Find grants, rebates, forgivable loans, and free programs for Malden, MA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Malden, MA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-eligible households including insulation, air sealing, heating system repairs, a...
Rebates for air-source and ground-source heat pump installations. Income-eligible customers receive enhanced incentives ...
Rebates covering 75-100% of insulation costs for attics, basements, and walls. Income-eligible customers receive 100% co...
Low-interest loans for septic system repair or replacement. Rates as low as 3% with terms up to 20 years for income-elig...
Free lead paint inspection and abatement for homes built before 1978 where a child under 6 with elevated blood lead leve...
Solar Massachusetts Renewable Target (SMART) program provides fixed incentive payments per kilowatt-hour of solar electr...
Massachusetts personal income tax credit equal to 15% of solar system cost, capped at $1,000. Can be claimed in addition...
Refundable tax credit for Massachusetts residents age 65+ based on property tax or rent paid. Credit equals portion of p...
Loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Seniors ...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...
Grants for veterans with certain service-connected disabilities to modify a home to accommodate their disability. Covers...
Deferred, zero-interest loans for major home repairs for income-eligible owner-occupants in Malden. Loan is forgiven aft...
Grants for accessibility modifications to owner-occupied homes for residents with disabilities. Covers ramps, stair lift...
Small repair grants for Malden seniors age 60+ to address urgent home maintenance needs. Covers minor plumbing, electric...
Low-interest loans for repair or replacement of private water or sewer laterals serving Malden properties. Loans repaid ...
Rebates for installing ENERGY STAR certified heat pump water heaters. All customers receive $600 base rebate; income-eli...
Low-interest loans for residential solar installations and battery storage through participating lenders. Rates starting...
Rebates for purchasing and installing a Level 2 electric vehicle charger at your Malden home. Income-eligible customers ...
Instant discounts on qualifying smart thermostats purchased through the Mass Save online store or participating retailer...
Fixed-rate loans for home improvements, repairs, and modifications. Competitive interest rates with terms up to 20 years...
Rebates for replacing single-pane windows with ENERGY STAR certified windows. Rebate is $15-$45 per window depending on ...
Emergency grants for roof repairs posing immediate health and safety hazards. For owner-occupied homes with income at or...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Malden, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Malden, 14 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.