Home Improvement Grants in Manitowoc.

Find grants, rebates, forgivable loans, and free programs for Manitowoc, WI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Manitowoc, WI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $24,999

Manitowoc Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Manitowoc. ...

Home Repair
Up to $5,000 grant

Manitowoc Emergency Home Repair Grant

Emergency grant for immediate health and safety repairs for low-income owner-occupants in Manitowoc city limits. Covers ...

Emergency
Up to $15,000 forgivable loan

Manitowoc Home Accessibility Modification Program

Provides forgivable loans for accessibility modifications for income-qualified owner-occupants with disabilities or seni...

Seniors & Disability
Free lead hazard removal

Manitowoc Lead Hazard Reduction Program

Free lead hazard assessment and abatement for homes built before 1978 in Manitowoc County with children under age 6 or p...

Home Repair
Average $5,000-$8,000 per home

Wisconsin Weatherization Assistance Program (Manitowoc)

Federally funded weatherization program administered by Wisconsin Home Energy Plus serving Manitowoc County. Provides co...

Weatherization
Up to $50,000

WHEDA Home Improvement Advantage Loan

Below-market interest rate home improvement loan from WHEDA for Wisconsin homeowners. Loans up to $35,000 for energy eff...

Home Repair
Up to $2,250 in rebates

We Energies Home Performance with ENERGY STAR

We Energies customers in Manitowoc can receive rebates up to $2,250 for comprehensive home energy efficiency improvement...

Energy
Up to $500 per system

We Energies HVAC Equipment Rebates

Rebates for We Energies customers in Manitowoc who install high-efficiency natural gas furnaces, boilers, and water heat...

Energy
Up to $150 per appliance

Focus on Energy Appliance Rebates

Statewide rebate program for Wisconsin residents, including Manitowoc, who purchase ENERGY STAR certified appliances and...

Energy
Up to $900 for heat pumps

Focus on Energy Heat Pump Rebates

Rebates for Manitowoc homeowners who install qualifying air-source or geothermal heat pumps. Incentives range from $200-...

Energy
$100 rebate

We Energies Smart Thermostat Rebate

We Energies electric customers in Manitowoc can receive a $100 rebate for purchasing and installing a qualifying smart t...

Energy
100% property tax exemption on system value

Wisconsin Solar and Wind Property Tax Exemption

Wisconsin law exempts the added value of solar panels and wind energy systems from property tax assessments. Manitowoc h...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit worth 30% of the cost of solar panel systems and battery storage installed on Manitowoc homes. Credit...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible r...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home in Manitowoc to meet acce...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home in Manitowoc for accessibility. Smaller ...

Veterans
Up to $10,000 low-interest loan

Manitowoc Sewer Lateral Repair Program

Low-interest loan program for Manitowoc residents to repair or replace private sewer laterals. Loans up to $10,000 are a...

Home Repair
Average $500-$1,200 per year

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin Home Energy Assistance Program provides heating assistance to low-income Manitowoc County households. Benefits...

Energy
Defer property taxes with low-interest loan

Wisconsin Property Tax Deferral for Seniors

Wisconsin allows homeowners age 65+ to defer property tax payments through a low-interest state loan. Deferred taxes bec...

Property Tax Relief
Up to $1,460 annual credit

Wisconsin Homestead Tax Credit

Wisconsin provides property tax relief for low-income homeowners and renters in Manitowoc. The Homestead Credit reduces ...

Property Tax Relief
Up to $2,500 for minor repairs

Manitowoc County Aging & Disability Resource Center Home Repair

Manitowoc County Aging & Disability Resource Center provides minor home repair assistance to low-income seniors and adul...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Manitowoc

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Frequently asked questions

What home improvement grants are available in Manitowoc, WI?

25 programs are currently listed for Manitowoc, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Manitowoc have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Manitowoc, 14 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Manitowoc?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.