Find grants, rebates, forgivable loans, and free programs for Mankato, MN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mankato, MN, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free energy efficiency upgrades including insulation, air sealing, furnace repair/replacement, and weather-stri...
Low-interest rehabilitation loan for owner-occupied homes in Minnesota. Covers major repairs, improvements, and accessib...
CDBG-funded program providing forgivable loans for major repairs to owner-occupied homes in Mankato. Loan is forgiven af...
HUD-funded program administered by the Minnesota Department of Health to eliminate lead-based paint hazards in homes bui...
Rebate for Minnesota Valley Electric Cooperative members who install qualifying air-source or ground-source heat pumps. ...
Rebate for Xcel Energy customers who install ENERGY STAR certified central air conditioners or air-source heat pumps. Hi...
Instant $100 rebate on qualifying smart thermostats purchased through Xcel Energy's online store. Participating thermost...
Free pickup and $75 rebate for recycling working refrigerators or freezers. Xcel Energy will haul away your old applianc...
In-home energy assessment with instant installation of LED bulbs, programmable thermostat, low-flow showerheads, faucet ...
Provides comprehensive weatherization services to income-eligible Blue Earth County residents, including Mankato. Servic...
Provides loans and grants to very low-income homeowners in eligible rural areas near Mankato to repair, improve, or mode...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Available...
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Available to veterans ...
Grant program for Mankato homeowners age 62 and older to address critical home repairs and safety improvements. Priority...
Provides accessibility modifications to owner-occupied homes in Mankato for persons with disabilities. Eligible improvem...
Low-interest loan program to assist Mankato property owners with repair or replacement of private sewer lateral lines. L...
Deferred loan for necessary home improvements and repairs in designated Minnesota communities. Loan is deferred (no paym...
Incentive program for Xcel Energy customers who install solar panels. Provides upfront incentive payment based on system...
Federal tax credit covering 30% of the cost of installing a solar energy system on your primary or secondary residence. ...
Helps low-income Minnesota households pay their heating bills. Grant amount varies by household size, income, and type o...
Emergency assistance for low-income Minnesota households facing immediate energy crisis such as utility shutoff, broken ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Mankato, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mankato, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.