Home Improvement Grants in Mankato.

Find grants, rebates, forgivable loans, and free programs for Mankato, MN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mankato, MN, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization

Minnesota Weatherization Assistance Program (WAP)

Provides free energy efficiency upgrades including insulation, air sealing, furnace repair/replacement, and weather-stri...

Weatherization
Up to $50,000 loan at 0-3% interest

Minnesota Housing Rehabilitation Loan

Low-interest rehabilitation loan for owner-occupied homes in Minnesota. Covers major repairs, improvements, and accessib...

Home Repair
Forgivable loan up to $30,000

Mankato Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major repairs to owner-occupied homes in Mankato. Loan is forgiven af...

Home Repair
Free lead hazard removal

Minnesota Lead Hazard Reduction Grant

HUD-funded program administered by the Minnesota Department of Health to eliminate lead-based paint hazards in homes bui...

Home Repair
Up to $800 rebate

Minnesota Valley Electric Heat Pump Rebate

Rebate for Minnesota Valley Electric Cooperative members who install qualifying air-source or ground-source heat pumps. ...

Energy
Up to $150 rebate

Xcel Energy Air Conditioner Rebate

Rebate for Xcel Energy customers who install ENERGY STAR certified central air conditioners or air-source heat pumps. Hi...

Energy
$100 instant rebate

Xcel Energy Smart Thermostat Rebate

Instant $100 rebate on qualifying smart thermostats purchased through Xcel Energy's online store. Participating thermost...

Energy
$75 per appliance

Xcel Energy Refrigerator & Freezer Recycling

Free pickup and $75 rebate for recycling working refrigerators or freezers. Xcel Energy will haul away your old applianc...

Energy
$100 home visit with instant upgrades

Xcel Energy Home Energy Squad

In-home energy assessment with instant installation of LED bulbs, programmable thermostat, low-flow showerheads, faucet ...

Energy
Up to $7,500 in weatherization

Blue Earth County Weatherization Program

Provides comprehensive weatherization services to income-eligible Blue Earth County residents, including Mankato. Servic...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very low-income homeowners in eligible rural areas near Mankato to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Available...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Available to veterans ...

Veterans
Up to $10,000 grant

Mankato Senior Home Repair Program

Grant program for Mankato homeowners age 62 and older to address critical home repairs and safety improvements. Priority...

Seniors & Disability
Up to $15,000 grant

Mankato ADA Home Accessibility Grant

Provides accessibility modifications to owner-occupied homes in Mankato for persons with disabilities. Eligible improvem...

Seniors & Disability
Up to $10,000 loan

Mankato Private Sewer Lateral Loan Program

Low-interest loan program to assist Mankato property owners with repair or replacement of private sewer lateral lines. L...

Home Repair
Up to $15,000 deferred loan

Minnesota Housing Community Fix-Up Fund

Deferred loan for necessary home improvements and repairs in designated Minnesota communities. Loan is deferred (no paym...

Home Repair
Varies by system size

Xcel Energy Solar*Rewards Program

Incentive program for Xcel Energy customers who install solar panels. Provides upfront incentive payment based on system...

Solar/Renewable
30% of system cost (through 2032)

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of installing a solar energy system on your primary or secondary residence. ...

Solar/Renewable
Up to $1,600 per year

Minnesota Energy Assistance Program (EAP)

Helps low-income Minnesota households pay their heating bills. Grant amount varies by household size, income, and type o...

Energy
Up to $600 emergency assistance

Minnesota Energy Crisis Program

Emergency assistance for low-income Minnesota households facing immediate energy crisis such as utility shutoff, broken ...

Emergency

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Mankato

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Frequently asked questions

What home improvement grants are available in Mankato, MN?

25 programs are currently listed for Mankato, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Mankato have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mankato, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Mankato?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.