San Joaquin County First-Time Homebuyer Assistance

San Joaquin County Housing Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in San Joaquin County including Manteca. Offers deferred-payment junior loans at 0% interest, forgiven after 45 years of occupancy.

Deferred loan, forgiven after 45 years; no monthly payments

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $75,000 for down payment and closing costs
  • First-time homebuyers in San Joaquin County
  • 0% interest deferred loan
  • Forgiven after 45 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Manteca, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling, subject to funding availability

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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