Home Improvement Grants in Maplewood.

Find grants, rebates, forgivable loans, and free programs for Maplewood, MN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Maplewood, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Maplewood Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to owner-occupied homes in Maplewood for households at or below 80% AMI...

Home Repair
Grant up to $10,000

Maplewood Emergency Home Repair Grant

Provides emergency grants for owner-occupied homes in Maplewood with immediate health and safety hazards. Available to h...

Emergency
Forgivable loan up to $25,000

Maplewood Accessibility Modification Program

Provides forgivable loans to make accessibility modifications for owner-occupied homes in Maplewood where a resident has...

Seniors & Disability
Free lead hazard removal

Maplewood Lead Hazard Abatement Program

Provides free lead-based paint hazard removal for homes built before 1978 in Maplewood where children under 6 reside. Pr...

Home Repair
Forgivable loan up to $12,000

Maplewood Sewer Lateral Repair Program

Assists owner-occupied homes in Maplewood with repairing or replacing private sewer laterals. Forgivable loan for income...

Home Repair
Up to $8,000 in free weatherization

Minnesota Weatherization Assistance Program (WAP)

Federally funded program providing free energy-saving home improvements for income-qualified Minnesota households at or ...

Weatherization
Loan up to $50,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loan for owner-occupied homes in Minnesota. Borrowers must have income at or below 115% ar...

Home Repair
Loan up to $75,000 combined with first mortgage

Minnesota Rehabilitation Loan Program

Provides financing for substantial home improvements combined with a first mortgage for homebuyers or homeowners refinan...

Home Repair
Energy assessment for $100

Xcel Energy Home Energy Squad

Comprehensive home energy assessment and immediate upgrades including LED bulbs, programmable thermostat, faucet aerator...

Energy
Rebate up to $200

Xcel Energy Air Conditioning Rebate

Rebate for qualifying high-efficiency central air conditioner or air-source heat pump installation. ENERGY STAR certifie...

Energy
Rebate up to $900

Xcel Energy Furnace Rebate

Rebate for qualifying high-efficiency natural gas furnace installation. Minimum 95% AFUE rating required. Available to X...

Energy
Rebate up to $1,400

Xcel Energy Air Source Heat Pump Rebate

Enhanced rebates for qualifying cold-climate air-source heat pumps that provide both heating and cooling. ENERGY STAR ce...

Energy
Rebate up to $1,600

Xcel Energy Home Insulation Rebate

Rebate for attic, wall, or basement insulation improvements along with air sealing. Requires pre-approval through Xcel E...

Weatherization
Rebate up to $700

Xcel Energy Water Heater Rebate

Rebate for qualifying high-efficiency natural gas water heater or heat pump water heater installation. ENERGY STAR certi...

Energy
Rebate up to $75 per appliance

Xcel Energy Refrigerator and Freezer Recycling

Free pickup and recycling of old working refrigerators and freezers with $75 rebate per appliance. Helps reduce energy u...

Energy
Incentive varies by system size

Xcel Energy Solar*Rewards Program

Performance-based incentive for residential solar photovoltaic systems installed by Xcel Energy customers in Minnesota. ...

Solar/Renewable
Grant up to $8,000

Ramsey County Home Repair for Seniors

Emergency and accessibility repair grants for senior homeowners age 62 and older in Ramsey County with income at or belo...

Seniors & Disability
Forgivable loan up to $15,000

Ramsey County Emergency Home Repair Loan

Provides deferred and forgivable loans for emergency home repairs in Ramsey County. Available to households at or below ...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes o...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...

Veterans

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Maplewood

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Maplewood, MN?

25 programs are currently listed for Maplewood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Maplewood have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Maplewood, 12 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Maplewood?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.