Find grants, rebates, forgivable loans, and free programs for Margate, FL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Margate, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency home repair grants for owner-occupied homes in Margate with income at or below 80% AMI. Covers repair...
City-funded grant program for senior homeowners (62+) in Margate needing roof replacement or major roof repairs. Priorit...
Free in-home energy audit for FPL customers in Margate. Technician installs LED bulbs, water-saving devices, and weather...
Rebates for FPL customers in Margate who install qualifying high-efficiency air conditioning systems. Rebate amount vari...
Community solar program allowing FPL customers in Margate to subscribe to solar energy without installing panels. Subscr...
Property Assessed Clean Energy (PACE) financing for residential energy efficiency and renewable energy upgrades in Marga...
Federally funded weatherization services for low-income Margate households at or below 200% of federal poverty level. In...
Provides accessibility modifications for owner-occupied homes in Margate for residents with documented disabilities. Cov...
Low-interest loans and grants for very low-income homeowners in qualifying rural areas near Margate to repair, improve, ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home in Margate. Covers wheelchair...
Grant for veterans with specific service-connected disabilities to make adaptations to a home in Margate. Covers accessi...
HUD-funded program to reduce lead-based paint hazards in homes built before 1978 in Margate with children under age 6. S...
Assistance for low-income homeowners in Margate with failing septic systems. Grant covers repair or replacement of septi...
Forgivable loan for owner-occupied home rehabilitation in Margate for households at or below 120% AMI. Covers major repa...
Rebate for FPL customers in Margate who install qualifying high-efficiency electric water heaters. Must meet ENERGY STAR...
HOME Investment Partnerships Program funds for owner-occupied home rehabilitation in Margate. Covers major repairs to br...
Assistance for Florida homeowners facing financial hardship due to job loss, reduced income, or other qualifying circums...
Rebate for FPL customers in Margate who install qualifying solar water heating systems. Must be installed by a licensed ...
Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system on your Margate home. Covers solar...
Additional homestead exemption for Margate homeowners age 65 or older with household income below $32,000. Reduces taxab...
Standard homestead exemption for Florida residents who own and occupy their Margate home as primary residence. Exempts u...
Small-scale home repair grants for very low-income homeowners in Margate. Priority for seniors and persons with disabili...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Margate, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Margate, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.