Home Improvement Grants in Margate.

Find grants, rebates, forgivable loans, and free programs for Margate, FL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Margate, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

Broward County CDBG Emergency Home Repair

Provides emergency home repair grants for owner-occupied homes in Margate with income at or below 80% AMI. Covers repair...

Emergency
Up to $15,000 grant

Margate Senior Roof Replacement Assistance

City-funded grant program for senior homeowners (62+) in Margate needing roof replacement or major roof repairs. Priorit...

Seniors & Disability
Free energy audit + instant upgrades

FPL Home Energy Survey Program

Free in-home energy audit for FPL customers in Margate. Technician installs LED bulbs, water-saving devices, and weather...

Energy
Up to $200

FPL HVAC Rebate Program

Rebates for FPL customers in Margate who install qualifying high-efficiency air conditioning systems. Rebate amount vari...

Energy
Monthly solar credit on bill

FPL SolarTogether Program

Community solar program allowing FPL customers in Margate to subscribe to solar energy without installing panels. Subscr...

Solar/Renewable
Financing up to $75,000

Florida PACE Residential Energy Financing

Property Assessed Clean Energy (PACE) financing for residential energy efficiency and renewable energy upgrades in Marga...

Solar/Renewable
Free weatherization up to $10,000

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization services for low-income Margate households at or below 200% of federal poverty level. In...

Weatherization
Up to $20,000 grant

Broward County ADA Home Modification Program

Provides accessibility modifications for owner-occupied homes in Margate for residents with documented disabilities. Cov...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in qualifying rural areas near Margate to repair, improve, ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home in Margate. Covers wheelchair...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with specific service-connected disabilities to make adaptations to a home in Margate. Covers accessi...

Veterans
Free lead hazard removal

Florida Lead-Based Paint Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 in Margate with children under age 6. S...

Home Repair
Up to $5,000 grant

Broward County Septic Tank Repair Assistance

Assistance for low-income homeowners in Margate with failing septic systems. Grant covers repair or replacement of septi...

Home Repair
Up to $50,000 forgivable loan

Florida State Housing Initiatives Partnership (SHIP) Rehab

Forgivable loan for owner-occupied home rehabilitation in Margate for households at or below 120% AMI. Covers major repa...

Home Repair
Up to $350 rebate

FPL Electric Water Heater Rebate

Rebate for FPL customers in Margate who install qualifying high-efficiency electric water heaters. Must meet ENERGY STAR...

Energy
Up to $35,000 forgivable loan

Broward County HOME Rehabilitation Program

HOME Investment Partnerships Program funds for owner-occupied home rehabilitation in Margate. Covers major repairs to br...

Home Repair
Up to $25,000 grant

Florida Hardest-Hit Fund Homeowner Assistance

Assistance for Florida homeowners facing financial hardship due to job loss, reduced income, or other qualifying circums...

Disaster
Up to $450 rebate

FPL Solar Water Heater Rebate

Rebate for FPL customers in Margate who install qualifying solar water heating systems. Must be installed by a licensed ...

Solar/Renewable
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system on your Margate home. Covers solar...

Solar/Renewable
Additional $50,000 homestead exemption

Florida Senior Property Tax Exemption

Additional homestead exemption for Margate homeowners age 65 or older with household income below $32,000. Reduces taxab...

Property Tax Relief
Up to $50,000 exemption

Florida Homestead Property Tax Exemption

Standard homestead exemption for Florida residents who own and occupy their Margate home as primary residence. Exempts u...

Property Tax Relief
Up to $7,500 grant

Broward County Minor Home Repair Grant

Small-scale home repair grants for very low-income homeowners in Margate. Priority for seniors and persons with disabili...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Margate

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Frequently asked questions

What home improvement grants are available in Margate, FL?

26 programs are currently listed for Margate, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Margate have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Margate, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Margate?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.