Florida SHIP Home Ownership Program

Florida Housing Finance Corporation / Jackson County

Available Down Payment

About This Program

State Housing Initiatives Partnership program providing down payment and closing cost assistance to first-time homebuyers in Jackson County. Assistance is typically a deferred second mortgage forgiven after set period of occupancy.

Assistance provided as deferred loan, forgiven after required occupancy period

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $10,000 for down payment and closing costs
  • First-time homebuyers in Jackson County
  • Income limits apply (typically 120% AMI or below)
  • Deferred second mortgage, forgiven over time
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Marianna, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

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