CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Down payment assistance program providing a deferred-payment junior loan equal to 3.5% of the purchase price or appraised value. Must be used with a CalHFA first mortgage. Loan is silent (no payments) unless property is sold, transferred, or refinanced.

3.5% of home purchase price as deferred junior loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 3.5% of purchase price as down payment help
  • Must be combined with CalHFA first mortgage
  • No monthly payment on assistance loan
  • Income limits apply (varies by county)
  • First-time homebuyer requirement (some exceptions)

How to Apply

A grant-savvy contractor in Marina, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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