California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

State down payment assistance providing up to 20% of home purchase price (or appraised value, whichever is less) for first-time homebuyers in California. Shared appreciation loan with no monthly payment; repaid when home is sold, refinanced, or title transfers. Must be used with first mortgage from participating lender.

Shared appreciation loan up to 20% purchase price; repaid with portion of home appreciation

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 20% of purchase price
  • First-time homebuyers in California
  • Shared appreciation loan, no monthly payment
  • Must use participating lender for first mortgage
  • Currently waitlisted, check for program reopening

How to Apply

A grant-savvy contractor in Marysville, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Program currently waitlisted, check for reopening

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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