Home Improvement Grants in Matthews.

Find grants, rebates, forgivable loans, and free programs for Matthews, NC, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Matthews, NC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

North Carolina Weatherization Assistance Program

Federally funded weatherization program providing free energy-efficiency improvements to income-eligible households. Ser...

Weatherization
Up to $35,000 forgivable loan

NC Housing Finance Agency Rehabilitation Program

Provides forgivable loans for substantial home repairs to owner-occupied properties. Loan is forgiven over a 10-year per...

Home Repair
Up to $1,200 rebate

Duke Energy Heat Pump Rebate

Rebate for residential customers who install qualifying high-efficiency air-source or geothermal heat pumps. Equipment m...

Energy
Free or $40 energy assessment (valued at $400)

Duke Energy Smart Saver Home Energy Assessment

Professional home energy assessment with instant energy-saving products installed on-site (LED bulbs, faucet aerators, s...

Energy
$50 annual bill credit

Duke Energy Power Manager Program

Earn bill credits by allowing Duke Energy to make small, temporary adjustments to your smart thermostat or water heater ...

Energy
Up to $2,500 rebate

Duke Energy Solar Rebate Program

Rebate for residential customers who install solar photovoltaic systems. Rebate amount is based on system size at $0.50 ...

Solar/Renewable
Up to $30,000 forgivable loan

Mecklenburg County Owner-Occupied Rehabilitation

Provides forgivable loans to income-eligible homeowners in Mecklenburg County for substantial home repairs that address ...

Home Repair
Up to $10,000 grant

Mecklenburg County Emergency Home Repair

Provides emergency home repair grants for low-income homeowners facing immediate health and safety hazards. Priority giv...

Emergency
Up to $15,000 for accessibility modifications

Mecklenburg County Accessibility Modification Program

Provides grants and forgivable loans to modify homes for accessibility for persons with disabilities or seniors aging in...

Seniors & Disability
Free lead hazard removal

North Carolina Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under 6 or pregnan...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize hom...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Eligible d...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Eligible di...

Veterans
Up to $5,000 grant

Mecklenburg County Senior Home Repair Program

Provides grants for minor home repairs and safety modifications to help low-income seniors age in place safely. Covers i...

Seniors & Disability
Excludes $25,000 or 50% of home value from taxes

North Carolina Elderly/Disabled Property Tax Exclusion

Excludes $25,000 or 50% of home value (whichever is greater) from property taxes for homeowners who are 65+ or totally a...

Property Tax Relief
Up to $5,000 grant

North Carolina On-Site Septic Assistance Program

Provides grants to low-income homeowners to repair or replace failing septic systems. Available to households with incom...

Home Repair
Up to $50,000 grant

North Carolina Disaster Recovery Program

Provides grants to homeowners for unmet recovery needs after federally-declared disasters. Funding becomes available fol...

Disaster
Up to $25,000 assistance

Mecklenburg County HOME Investment Partnerships

Federal HOME funds administered by Mecklenburg County for substantial rehabilitation of owner-occupied homes. Provides g...

Home Repair
Up to $450 rebate

Duke Energy Water Heater Rebate

Rebate for residential customers who install ENERGY STAR certified heat pump water heaters. Rebate amount varies by unit...

Energy
Up to $550 rebate

Duke Energy Insulation & Air Sealing Rebate

Rebates for adding insulation and air sealing to improve home energy efficiency. Must complete a qualifying Home Energy ...

Weatherization

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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