Georgia Dream Homeownership Program

Georgia Housing & Finance Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for eligible first-time homebuyers in Georgia purchasing in qualifying areas. Includes reduced-rate mortgage financing combined with forgivable second loan.

DPA amount based on home purchase price and program tier; shown is maximum available

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $17,500
  • Income limits vary by county and household size
  • First-time homebuyer requirement (some exceptions)
  • Forgivable second mortgage after 15 years
  • Must complete homebuyer education course

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 359-4663

A grant-savvy contractor in McDonough, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse McDonough, GA contractors

Find More Programs in McDonough, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs