Texas My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Offered as a zero-interest deferred loan that is forgiven after 15 years of occupancy. Combines with a 30-year fixed-rate first mortgage.

Down payment assistance loan, forgiven after 15 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 down payment assistance
  • Zero-interest deferred loan
  • Forgiven after 15 years of occupancy
  • Must be first-time homebuyer
  • Income limits apply based on county

How to Apply

A grant-savvy contractor in Meadows Place, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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