Find grants, rebates, forgivable loans, and free programs for Medford, MA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Medford, MA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements including insulation, air sealing, heating system...
Rebates for ductless mini-split and central air-source heat pump installations, including enhanced rebates for moderate-...
Covers 75% of insulation costs for all homeowners, and 100% for moderate-income households. Includes attic, basement, an...
Low-interest loans for septic system repair or replacement for owner-occupied 1-4 unit properties. Fixed interest rate a...
State-funded lead paint removal for homes with a child under 6 diagnosed with elevated blood lead levels. Program covers...
Forgivable loans for major home repairs for owner-occupied properties in Medford. Income must be at or below 80% AMI. Lo...
Emergency repair grants for health and safety hazards in owner-occupied homes. Available to very low-income households (...
Grants for accessibility improvements to owner-occupied homes for elderly or disabled residents. Covers wheelchair ramps...
Safety-focused home repairs for Medford homeowners age 60+ with moderate incomes. Covers small repairs that help seniors...
Municipal rebate for residential solar panel installations in Medford. Complements state and federal incentives. Homeown...
Zero-interest loans for solar photovoltaic and battery storage installations. Available to all Massachusetts homeowners ...
Low-interest loans for repair or replacement of private water service lines and sewer laterals. Available to owner-occup...
Rebates for home battery storage systems paired with solar PV. Incentive amount based on battery capacity (kWh). Designe...
Rebates for ENERGY STAR certified heat pump water heaters. Reduces energy use by up to 60% compared to standard electric...
Free home energy assessment followed by insulation and air sealing rebates. National Grid customers in Medford receive 7...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...
Grants for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Available t...
Grants and low-interest loans for very low-income homeowners age 62+ to repair, improve, or modernize homes in eligible ...
Zero-interest loans for lead paint removal in owner-occupied 1-4 unit homes built before 1978. Loans are repayable over ...
Grants for climate resilience improvements to protect homes from flooding, extreme heat, and other climate hazards. Cove...
Low-interest loans for major home improvements including energy efficiency upgrades, accessibility modifications, and re...
State law exempts the added value of renewable energy systems from property tax assessment for 20 years. Applies to sola...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
26 programs are currently listed for Medford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Medford, 13 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.