Home Improvement Grants in Mercedes.

Find grants, rebates, forgivable loans, and free programs for Mercedes, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mercedes, TX, with individual awards up to $200,000. 7 programs target seniors, 3 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

City of Mercedes Owner-Occupied Rehabilitation Program

Provides comprehensive home rehabilitation for owner-occupied homes in Mercedes with income at or below 80% AMI. Loan is...

Home Repair
Up to $8,500 grant

Mercedes Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Mercedes with income at or below 50% AMI. Covers urgent...

Emergency
Up to $15,000 grant

Mercedes ADA Home Accessibility Grant

Provides accessibility modifications for owner-occupied homes in Mercedes where a household member has a documented disa...

Seniors & Disability
Up to $5,000 grant

Mercedes Sewer Lateral Repair Assistance

Assists low- to moderate-income homeowners in Mercedes with repair or replacement of private sewer lateral lines from ho...

Home Repair
Up to $8,000 in weatherization

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA to reduce energy costs for low-income households. Services...

Weatherization
Up to $1,500 in rebates

AEP Texas Energy Efficiency Program

AEP Texas offers rebates for qualifying energy-efficient upgrades including HVAC systems, insulation, windows, and water...

Energy
Up to $1,000 rebate

AEP Texas Heat Pump Rebate

Rebate for installing qualifying high-efficiency electric heat pump systems that provide both heating and cooling. Heat ...

Energy
Varies by system size

Texas Solar Rights and Net Metering

Texas law protects homeowner rights to install solar panels and requires utilities to offer net metering, crediting exce...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. M...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older to remove health and safety hazards. Can be combined with Section 5...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home for independent living. For veterans who are bli...

Veterans
Up to $25,000 grant/loan

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for homeowner rehabilitation. Provides grants or forgivable loans for comprehen...

Home Repair
Free lead hazard removal

Texas Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
$10,000 exemption for homeowners 65+

Texas Senior Property Tax Exemption

Texas law provides an additional $10,000 homestead exemption for homeowners age 65 or older, reducing property tax burde...

Property Tax Relief
$10,000 exemption for disabled homeowners

Texas Disability Property Tax Exemption

Texas law provides an additional $10,000 homestead exemption for homeowners who are disabled as defined by Social Securi...

Property Tax Relief
Partial to full exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Texas disabled veterans with 10% or higher service-connected disability rating receive property tax exemptions ranging f...

Property Tax Relief
Up to $5,000 grant

Hidalgo County Senior Home Repair Program

Hidalgo County program providing minor home repairs for low-income seniors age 60 and older. Covers emergency and safety...

Seniors & Disability
Varies by need, typical $300-800

Community Action Corporation Energy Assistance

LIHEAP-funded utility bill payment assistance for low-income households in Mercedes facing energy emergencies or high su...

Energy
Up to $200,000 for eligible disaster repairs

Texas General Land Office Hurricane Recovery

CDBG-DR funds administered by Texas GLO for homeowners affected by federally declared disasters. Past programs covered H...

Disaster
$50 tune-up (normally $150+ value)

AEP Texas Air Conditioning Tune-Up Program

Low-cost air conditioning tune-up by licensed contractor to improve efficiency and reduce summer cooling costs. Includes...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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