City of Merkel Owner-Occupied Rehabilitation

City of Merkel / Texas CDBG

Available Home Repair

About This Program

CDBG-funded owner-occupied rehabilitation program for low- to moderate-income Merkel homeowners. Provides forgivable loans for major repairs and improvements. Loan forgiven after 5 years of continued occupancy.

Forgivable loan over 5 years if homeowner maintains occupancy and insurance

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $35,000
  • For low- to moderate-income homeowners
  • Forgiven after 5 years of occupancy
  • Covers major repairs and improvements
  • Must maintain homeowner's insurance

How to Apply

A grant-savvy contractor in Merkel, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Merkel early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Check with city for current funding cycle

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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