Home Improvement Grants in Methuen.

Find grants, rebates, forgivable loans, and free programs for Methuen, MA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Methuen, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Massachusetts Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible Massachusetts households including insulation, air sealing, heating sys...

Weatherization
Up to $10,000 rebate

Mass Save Heat Pump Rebate

Rebates for ductless mini-split and central air-source heat pumps for Massachusetts residents. Includes additional incen...

Energy
75-100% of insulation costs covered

Mass Save Insulation Rebate

Provides rebates covering 75% to 100% of insulation costs for Massachusetts homes after a free energy assessment. Income...

Weatherization
Forgivable loan up to $35,000

Methuen Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for income-eligible owner-occupants in Methuen. Covers code violation...

Home Repair
Free lead abatement services

Massachusetts Lead Paint Abatement Program

Free lead paint inspection and abatement for Massachusetts homes built before 1978 where a child under 6 with an elevate...

Home Repair
Varies by system size

Massachusetts SMART Solar Incentive

Solar Massachusetts Renewable Target (SMART) program provides fixed base rate incentive payments for solar PV systems fo...

Solar/Renewable
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal investment tax credit covering 30% of the cost of solar PV systems installed on residential properties through 2...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps Veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps Veterans with certain service-connected disabilities adapt a family member's home where they reside. Available for...

Veterans
Loan up to $25,000 at 0% interest

Massachusetts Title 5 Septic Loan Program

Provides 0% interest loans up to $25,000 for the repair or replacement of failed septic systems that do not meet Massach...

Home Repair
Up to $50,000

MassHousing Accessibility Modification Loan

Low-interest loans for Massachusetts homeowners to make accessibility modifications for household members with disabilit...

Seniors & Disability
Up to $1,500 property tax credit

Methuen Senior Tax Work-Off Program

Allows Methuen residents age 60+ to volunteer in city departments in exchange for a reduction in their property tax bill...

Property Tax Relief
Up to $2,340 income tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Provides refundable Massachusetts income tax credit to seniors 65+ whose property tax or rent exceeds 10% of their total...

Property Tax Relief
Up to $1,350 rebate

Mass Save Heat Pump Water Heater Rebate

Rebate for installation of ENERGY STAR certified heat pump water heaters. Base rebate of $750 with additional $600 for i...

Energy
100% free for income-qualified

Mass Save No-Cost Energy Assessment

Free home energy assessment with immediate installation of energy-saving measures including LED bulbs, low-flow showerhe...

Weatherization
Free energy audit

Massachusetts Residential Conservation Service

State-mandated program requiring utilities to provide free or low-cost energy audits to residential customers. Audit inc...

Weatherization
Up to $1,000 state tax credit

Massachusetts Residential Renewable Energy Tax Credit

Massachusetts state income tax credit equal to 15% of the cost of solar electric, solar thermal, or wind energy systems,...

Solar/Renewable
Varies by income and assets

Methuen Senior Property Tax Exemption (Clause 41C)

Massachusetts property tax exemption for seniors age 70+ who meet income and asset limits. Exemption amount set annually...

Property Tax Relief
Low-rate mortgages with down payment assistance

MassHousing First-Time Homebuyer Programs

Below-market interest rate mortgages for first-time homebuyers in Massachusetts with down payment assistance options. In...

Homebuyer
Varies by project

Massachusetts Community Preservation Act (CPA) Housing Fund

If Methuen has adopted the Community Preservation Act, CPA funds can support affordable housing creation and preservatio...

Home Repair
Up to $10,000 grant

Methuen CDBG Emergency Home Repair Grant

Emergency home repair grants for very low-income owner-occupants in Methuen. Covers immediate health and safety hazards ...

Emergency

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Methuen

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Frequently asked questions

What home improvement grants are available in Methuen, MA?

26 programs are currently listed for Methuen, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Methuen have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Methuen, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Methuen?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.