NYHFA HomeFirst Down Payment Assistance

New York Housing Finance Agency

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in New York State. Available in conjunction with SONYMA mortgage products through participating lenders. Grant does not require repayment if borrower remains in home.

Grant for down payment assistance, no repayment required with SONYMA mortgage

Key Details

  • Up to $10,000 for down payment and closing costs
  • Must be first-time homebuyer in New York State
  • Used with SONYMA mortgage products
  • Income limits vary by county and household size
  • No repayment required if you remain in home

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 382-4663

A grant-savvy contractor in Middletown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Middletown, NY contractors

Find More Programs in Middletown, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs