Ohio Mortgage Credit Certificate (MCC)

Ohio Housing Finance Agency

Available Down Payment

About This Program

Federal income tax credit worth up to 50% of annual mortgage interest paid, up to $2,000 per year. Available to eligible first-time homebuyers purchasing in Ohio. Credit can be claimed for the life of the mortgage.

Annual federal tax credit based on mortgage interest paid each year

Key Details

  • Up to $2,000/year federal tax credit
  • Credit equals 50% of mortgage interest paid
  • Available for life of the mortgage
  • First-time homebuyers preferred
  • Can be combined with down payment assistance

How to Apply

Get free help applying Visit Official Program Page Track this program

(888) 362-6432

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Deadline: Year-round while funds available

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