Home Improvement Grants in Middletown.

Find grants, rebates, forgivable loans, and free programs for Middletown, RI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Middletown, RI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Rhode Island Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to income-eligible Rhode Island households. Servi...

Weatherization
Up to $50,000 loan

RIHousing HomeOwner Rehab Loan

Low-interest loan program for owner-occupied home repairs and improvements in Rhode Island. Offers flexible terms and in...

Home Repair
Free lead abatement services

Rhode Island Lead Hazard Reduction Program

HUD-funded lead hazard reduction for Rhode Island homes built before 1978 with children under age 6. Free inspections, t...

Home Repair
Up to $1,250 per heat pump

Rhode Island Energy Heat Pump Rebate

Rebate for installation of ENERGY STAR certified ductless mini-split heat pumps in Rhode Island Energy electric service ...

Energy
Up to 75% off installation

Income Eligible Heat Pump Program

Enhanced heat pump rebates for income-qualified Rhode Island Energy customers. Covers up to 75% of equipment and install...

Energy
Up to $5,000 for residential solar

Renewable Energy Fund - Solar Rebate

Rebate program for residential solar photovoltaic system installations in Rhode Island. Available to all homeowners, wit...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income homeowners to...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home to accommodate t...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt a famil...

Veterans
Up to $35,000 forgivable loan

Middletown CDBG Owner-Occupied Rehabilitation

CDBG-funded rehabilitation program for owner-occupied homes in Middletown. Provides forgivable loans for major home repa...

Home Repair
Up to $10,000 grant

Middletown Emergency Home Repair Grant

Grant program for emergency home repairs that pose immediate health and safety threats to Middletown residents. Covers c...

Emergency
Up to $20,000 grant

Middletown ADA Accessibility Modification Program

Grant program to help Middletown homeowners modify homes for accessibility and aging in place. Covers wheelchair ramps, ...

Seniors & Disability
Up to $15,000 loan/grant combo

Senior Home Repair and Modification Program

Combined loan and grant program for homeowners age 60+ in Newport County to address critical home repairs and modificati...

Seniors & Disability
Up to $30,000 low-interest loan

Rhode Island Septic System Repair Loan

Low-interest loan program for Rhode Island homeowners to repair or replace failing septic systems. Offers affordable fin...

Home Repair
Up to $750 rebate

Rhode Island Energy Water Heater Rebate

Rebate for ENERGY STAR certified heat pump water heaters installed in Rhode Island Energy service territory. Provides ef...

Energy
$150 value for $60

Home Energy Assessment Program

Professional home energy assessment for $60 (regularly $150) including blower door test, infrared imaging, and instant e...

Weatherization
Up to $4,000 rebate

Insulation and Air Sealing Rebate

Rebate for professionally installed insulation and air sealing improvements in Rhode Island Energy service territory. Mu...

Weatherization
Up to $1,500 rebate

ENERGY STAR Windows Rebate

Rebate for ENERGY STAR certified window replacement in Rhode Island Energy service territory. Must complete Home Energy ...

Weatherization
Up to $40,000 forgivable loan

HOME Investment Partnerships Rehabilitation

Federal HOME funds administered by RIHousing for comprehensive home rehabilitation for low-income homeowners. Forgivable...

Home Repair
$100 instant rebate

Smart Thermostat Rebate Program

Instant rebate on eligible smart thermostats purchased through the RI Energy online store or at participating retailers....

Energy
Up to $1,000 rebate

EV Home Charger Rebate

Rebate program for installation of Level 2 electric vehicle charging equipment at Rhode Island homes. Covers portion of ...

Energy
Up to $750 annual credit

Rhode Island Property Tax Relief Credit

State income tax credit for Rhode Island homeowners and renters who pay property taxes directly or through rent. Credit ...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Middletown

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