Georgia Dream Homeownership Program

Georgia Housing Finance Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Georgia. Combines affordable 30-year fixed-rate mortgage with optional down payment assistance grant. Income and purchase price limits apply.

Down payment grant of $3,750 to $7,500 depending on location

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $7,500 grant
  • Must be first-time homebuyer or not owned in 3 years
  • Income and purchase price limits by county
  • Complete homebuyer education course required
  • Apply through participating Georgia lenders

How to Apply

A grant-savvy contractor in Midland, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing; apply through participating lenders

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Midland, GA

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