Texas First-Time Homebuyer Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Combines affordable mortgage rates with up to $15,000 in down payment assistance. Income limits apply; available through participating lenders.

Down payment assistance varies by loan amount and program; typical award $10,000-$15,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 down payment assistance
  • Low interest rate mortgage options
  • First-time homebuyers only
  • Income limits: typically 115% AMI or less
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Midlothian, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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