Home Improvement Grants in Milford.

Find grants, rebates, forgivable loans, and free programs for Milford, CT, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Milford, CT, with individual awards up to $150,000. 4 programs target seniors, 3 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Connecticut Weatherization Assistance Program (WAP)

Federally-funded program providing no-cost energy efficiency improvements to income-eligible households in Connecticut. ...

Weatherization
Up to $25,000 grant

CHFA Lead Hazard Reduction Program

Provides grants to Connecticut homeowners to remove lead-based paint hazards in homes built before 1978. Priority given ...

Home Repair
Forgivable loan up to $35,000

Milford CDBG Owner-Occupied Rehabilitation

CDBG-funded forgivable loan for major home repairs for income-eligible Milford homeowners. Loan is forgiven after 5 year...

Home Repair
Grant up to $10,000

Milford Senior Home Repair Program

Grant program for Milford homeowners age 62 and older to address critical home repairs. No repayment required for income...

Seniors & Disability
Grant up to $20,000

Milford ADA Accessibility Modification Program

Provides grants to Milford homeowners to make ADA-compliant accessibility modifications for household members with disab...

Seniors & Disability
Grant up to $5,000

Milford Sewer Lateral Repair Grant

Provides matching grants to income-eligible Milford homeowners for repair or replacement of private sewer lateral lines....

Home Repair
Up to $10,000 rebate

Eversource Heat Pump Rebate

Rebates for installation of qualifying air-source or ground-source heat pumps in Eversource service territory. Includes ...

Energy
75% rebate up to $7,500

Eversource Home Energy Solutions

Comprehensive home energy assessment and rebates for insulation, air sealing, and other efficiency improvements. Eversou...

Weatherization
Up to $750 rebate

Eversource Heat Pump Water Heater Rebate

Rebate for purchase and installation of qualifying ENERGY STAR heat pump water heaters. Provides significant energy savi...

Energy
Varies by system size

Connecticut Residential Solar Investment Program

Performance-based incentive for residential solar PV installations in Connecticut. Provides per-watt incentive payments ...

Solar/Renewable
Up to $16,000

Connecticut Battery Storage Incentive

Rebate for installation of qualifying battery energy storage systems paired with solar PV. Provides backup power and gri...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $15,000 second mortgage

CHFA Down Payment Assistance

Second mortgage down payment assistance for first-time homebuyers in Connecticut. Available as deferred-payment second m...

Homebuyer
$124 comprehensive assessment

Energize CT Home Energy Assessment

Comprehensive home energy assessment that includes infrared camera inspection, combustion safety testing, installation o...

Energy
25% tax credit up to $150,000

Connecticut Historic Homes Rehabilitation Tax Credit

State income tax credit for rehabilitation of qualified historic homes in Connecticut. Provides 25% credit on qualified ...

Historic
Up to $85

Eversource Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats. Smart thermostats optimize heating and cooling sch...

Energy
Varies by income and home value

Connecticut Elderly Property Tax Relief

Property tax relief program for Milford homeowners age 65 and older with limited income. Freezes assessed value or provi...

Property Tax Relief
$1,500-$3,000 annual exemption

Connecticut Veterans Property Tax Exemption

Property tax exemption for qualifying Connecticut veterans. Provides $1,500 exemption for wartime veterans, $3,000 for d...

Property Tax Relief
Up to $1,200 rebate

Southern Connecticut Gas HVAC Rebate

Rebates for installation of high-efficiency natural gas heating equipment including furnaces, boilers, and combination s...

Energy
Up to $600 rebate

Southern Connecticut Gas Water Heater Rebate

Rebate for installation of ENERGY STAR qualified natural gas storage or tankless water heaters. Tankless models receive ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Milford

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Frequently asked questions

What home improvement grants are available in Milford, CT?

26 programs are currently listed for Milford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Milford have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Milford, 15 programs do not require repayment, 2 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Milford?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.