Georgia Dream Homeownership Program

Georgia Housing and Finance Authority

Available Down Payment

About This Program

Down payment assistance program offering a forgivable second mortgage of up to $7,500 for first-time homebuyers in Georgia. Loan is forgiven after 15 years. Must be combined with Georgia Dream first mortgage.

Forgivable loan of up to $7,500, forgiven after 15 years

Key Details

  • Up to $7,500 down payment assistance
  • Forgivable loan after 15 years
  • Must be first-time homebuyer
  • Income limits apply by county
  • Combined with Georgia Dream first mortgage

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 359-4663

A grant-savvy contractor in Milledgeville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

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