CalHFA HomeSafe Down Payment Assistance

California Housing Finance Agency

Available Down Payment

About This Program

Provides down payment assistance for first-time and move-up homebuyers in California. Available as a deferred junior loan with zero interest, due on sale, transfer, or refinance.

Assumes moderate use of down payment assistance grant for home purchase

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $200,000 for down payment and closing costs
  • Zero interest deferred loan
  • Available for first-time and move-up buyers
  • Must use CalHFA first mortgage
  • Income limits apply

How to Apply

A grant-savvy contractor in Milpitas, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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