Home Improvement Grants in Milton.

Find grants, rebates, forgivable loans, and free programs for Milton, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Milton, FL, with individual awards up to $126,526. 7 programs target seniors, 4 serve veterans, and 14 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs for low-income households in Florida through insulatio...

Weatherization
Forgivable loan up to $35,000

Santa Rosa County Owner-Occupied Rehabilitation Program

CDBG-funded home rehabilitation for low-to-moderate income homeowners in unincorporated Santa Rosa County and participat...

Home Repair
Up to $10,000 grant

Santa Rosa County Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners in Santa Rosa County facing immediate health and safety hazards. ...

Emergency
Up to $40,000 forgivable loan

Florida SHIP Home Rehabilitation Program

State Housing Initiatives Partnership program providing forgivable loans for home rehabilitation to low-income homeowner...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair,...

Home Repair
Up to $350 rebate

Gulf Power Heat Pump Rebate Program

Rebate for Gulf Power residential customers who install qualifying high-efficiency heat pumps. Must meet minimum SEER an...

Energy
Up to $250 rebate

Gulf Power Insulation Rebate

Rebate for Gulf Power customers who add qualifying levels of attic insulation or duct insulation to improve home energy ...

Weatherization
Credits for excess solar generation

Gulf Power Net Metering Program

Net metering allows Gulf Power customers with solar panels to receive credits for excess electricity sent back to the gr...

Solar/Renewable
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system. Applies to solar panels, in...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to accommodate their disabi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Eligible...

Veterans
Free lead inspection and case management

Florida Childhood Lead Poisoning Prevention Program

State program providing free lead poisoning screening, environmental investigation, and case management for children wit...

Home Repair
Up to $7,500 loan/grant

Santa Rosa County Septic Tank Repair Assistance

Financial assistance for repair or replacement of failing septic systems for low-to-moderate income homeowners in Santa ...

Home Repair
Matching grants up to $10,000

My Safe Florida Home Program

State program providing free wind mitigation inspections and matching grants for hurricane-resistant home improvements. ...

Disaster
Up to $50,000 additional exemption

Santa Rosa County Senior Property Tax Exemption

Additional homestead exemption for homeowners 65 and older with household income below approximately $32,000. Provides u...

Property Tax Relief
Up to $500 additional exemption

Florida Disability Property Tax Exemption

Additional homestead exemption for totally and permanently disabled homeowners or those who are quadriplegic. Provides u...

Property Tax Relief
Up to $5,000 additional exemption

Florida Veteran Property Tax Exemption

Additional homestead exemption for honorably discharged veterans with service-connected disabilities rated at 10% or hig...

Property Tax Relief
100% property tax exemption

Florida Combat-Disabled Veteran Total Exemption

Total property tax exemption for honorably discharged veterans who are totally and permanently disabled as a result of w...

Property Tax Relief
Up to $50,000 exemption

Florida Homestead Exemption

Standard Florida homestead exemption for permanent residents who own and occupy their home as primary residence. Provide...

Property Tax Relief
Up to $600 energy assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federal energy assistance program helping low-income households pay heating and cooling bills. Priority given to househo...

Energy
Up to $100,000 for repair/reconstruction

Rebuild Florida Housing Repair Program

HUD-funded disaster recovery program for homeowners affected by Hurricane Michael (2018). Provides grants for home repai...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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