Find grants, rebates, forgivable loans, and free programs for Minnetonka, MN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Minnetonka, MN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that reduces energy costs through insulation, air sealing, furnace repair/replac...
Low-interest home improvement loan for income-eligible Minnesota homeowners. Funds can be used for repairs, improvements...
HUD-funded program to eliminate lead-based paint hazards in Hennepin County homes built before 1978 where children under...
Rebates for energy efficiency improvements including attic insulation ($300-$800), air sealing ($300-$600), water heater...
Rebate for qualifying air source and ground source heat pumps. Air source heat pumps eligible for $500-$1,000 depending ...
Rebate for qualifying central air conditioning systems with SEER2 rating of 15.2 or higher. Rebate amount varies based o...
Instant $100 rebate on qualifying smart thermostats purchased at participating retailers. Eligible models include Nest, ...
Incentive program for residential solar panel installations. Xcel purchases Renewable Energy Certificates from qualifyin...
Rebate for qualifying high-efficiency natural gas furnaces. Standard efficiency (95% AFUE): $400 rebate. High efficiency...
Rebate for qualifying high-efficiency natural gas boilers. Standard efficiency (90-94% AFUE): $400 rebate. High efficien...
Rebate for ENERGY STAR certified natural gas storage water heaters (up to $100) and tankless water heaters (up to $400)....
Forgivable loan program for Hennepin County homeowners age 62+ with income at or below 80% AMI. Funds can be used for cr...
Grant program for accessibility modifications including wheelchair ramps, bathroom modifications, doorway widening, and ...
Loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize dwellings or rem...
Grant for eligible veterans with certain permanent and total service-connected disabilities to construct, purchase, or m...
Grant for eligible veterans with certain service-connected disabilities to modify a home for accessibility. Includes mod...
Deferred loan program for moderate-income Minnesota homeowners to make necessary repairs and improvements. Loan is defer...
State refund program for homeowners and renters whose property taxes or rent constitutes an unfair burden relative to in...
Allows Minnesota homeowners age 65+ with household income under $96,000 to defer payment of property taxes. The state pa...
Free in-home energy assessment and efficiency upgrades for income-qualified Xcel customers. Services may include LED bul...
Free furnace repair, replacement, and efficiency services for income-qualified CenterPoint natural gas customers. Servic...
Low-interest loan program for emergency sewer and water service line repairs for Minnetonka residents. Covers repairs to...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Minnetonka, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Minnetonka, 14 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.