Home Improvement Grants in Minnetonka.

Find grants, rebates, forgivable loans, and free programs for Minnetonka, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Minnetonka, MN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs through insulation, air sealing, furnace repair/replac...

Weatherization
Loan up to $50,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loan for income-eligible Minnesota homeowners. Funds can be used for repairs, improvements...

Home Repair
Free lead hazard removal

Hennepin County Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in Hennepin County homes built before 1978 where children under...

Home Repair
Up to $3,800 in rebates

Xcel Energy Home Efficiency Rebate Program

Rebates for energy efficiency improvements including attic insulation ($300-$800), air sealing ($300-$600), water heater...

Weatherization
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebate for qualifying air source and ground source heat pumps. Air source heat pumps eligible for $500-$1,000 depending ...

Weatherization
Up to $250 rebate

Xcel Energy Air Conditioning Rebate

Rebate for qualifying central air conditioning systems with SEER2 rating of 15.2 or higher. Rebate amount varies based o...

Weatherization
$100 instant rebate

Xcel Energy Smart Thermostat Rebate

Instant $100 rebate on qualifying smart thermostats purchased at participating retailers. Eligible models include Nest, ...

Weatherization
Varies by system size

Xcel Energy Solar*Rewards Program

Incentive program for residential solar panel installations. Xcel purchases Renewable Energy Certificates from qualifyin...

Solar/Renewable
Up to $900 rebate

CenterPoint Energy High-Efficiency Furnace Rebate

Rebate for qualifying high-efficiency natural gas furnaces. Standard efficiency (95% AFUE): $400 rebate. High efficiency...

Weatherization
Up to $900 rebate

CenterPoint Energy High-Efficiency Boiler Rebate

Rebate for qualifying high-efficiency natural gas boilers. Standard efficiency (90-94% AFUE): $400 rebate. High efficien...

Weatherization
Up to $400 rebate

CenterPoint Energy Water Heater Rebate

Rebate for ENERGY STAR certified natural gas storage water heaters (up to $100) and tankless water heaters (up to $400)....

Weatherization
Forgivable loan up to $15,000

Hennepin County Senior Home Repair Program

Forgivable loan program for Hennepin County homeowners age 62+ with income at or below 80% AMI. Funds can be used for cr...

Seniors & Disability
Grant up to $8,000

Hennepin County Home Accessibility Grant

Grant program for accessibility modifications including wheelchair ramps, bathroom modifications, doorway widening, and ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize dwellings or rem...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain permanent and total service-connected disabilities to construct, purchase, or m...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to modify a home for accessibility. Includes mod...

Veterans
Loan up to $50,000

Minnesota Housing Rehabilitation Loan Program

Deferred loan program for moderate-income Minnesota homeowners to make necessary repairs and improvements. Loan is defer...

Home Repair
Refund up to $3,050

Minnesota Property Tax Refund (Homestead Credit)

State refund program for homeowners and renters whose property taxes or rent constitutes an unfair burden relative to in...

Property Tax Relief
Defers property taxes owed

Minnesota Senior Citizens Property Tax Deferral

Allows Minnesota homeowners age 65+ with household income under $96,000 to defer payment of property taxes. The state pa...

Property Tax Relief
Free energy upgrades

Xcel Energy Income-Qualified Efficiency Program

Free in-home energy assessment and efficiency upgrades for income-qualified Xcel customers. Services may include LED bul...

Weatherization
Free heating system repairs and upgrades

CenterPoint Energy Low-Income Efficiency Program

Free furnace repair, replacement, and efficiency services for income-qualified CenterPoint natural gas customers. Servic...

Weatherization
Loan up to $10,000

Minnetonka Sewer and Water Emergency Repair Fund

Low-interest loan program for emergency sewer and water service line repairs for Minnetonka residents. Covers repairs to...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Minnetonka

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Frequently asked questions

What home improvement grants are available in Minnetonka, MN?

26 programs are currently listed for Minnetonka, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Minnetonka have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Minnetonka, 14 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.

How do I apply for home repair grants in Minnetonka?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.