Find grants, rebates, forgivable loans, and free programs for Missoula, MT, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Missoula, MT, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free energy efficiency improvements to income-qualified Montana households, including insulation, air sealing, ...
Provides forgivable loans for major home repairs and rehabilitation to income-eligible Montana homeowners. Loan is forgi...
CDBG-funded program providing forgivable loans for comprehensive home repairs to low-income owner-occupants in Missoula ...
Provides emergency repair grants for immediate health and safety hazards in homes owned and occupied by very low-income ...
Provides grants for home modifications to improve accessibility for Missoula residents with disabilities or mobility lim...
Offers rebates for qualifying energy efficiency improvements including insulation, air sealing, energy-efficient water h...
Rebates for installation of qualifying electric air-source or ductless heat pumps for NorthWestern Energy customers in M...
Rebates for qualifying energy-efficient electric water heaters including heat pump water heaters for NorthWestern Energy...
Montana state income tax credit for residential alternative energy systems including solar, wind, and geothermal install...
Provides loans and grants to very low-income homeowners in eligible rural areas near Missoula to repair, improve, or mod...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their home for accessibility. Available to veterans who...
HUD-funded program providing free lead hazard removal services for eligible Montana households with children under age 6...
Provides grants for minor home repairs and safety modifications for low-income seniors age 60+ in Missoula County to hel...
Low-interest loan program for repair or replacement of private sewer laterals for Missoula homeowners. Loan is repaid th...
Cost-sharing program for replacement of private water service lines when coordinated with Mountain Water Company main re...
HUD HOME funds supporting affordable housing rehabilitation in Missoula. Provides forgivable loans for comprehensive hom...
Reduces property taxes for qualifying Montana homeowners age 62+ or with disabilities who meet income limits. Amount of ...
Enhanced weatherization services for income-qualified NorthWestern Energy customers through Montana's Universal System B...
Emergency energy assistance for NorthWestern Energy customers facing financial hardship. Helps prevent disconnection and...
Federal LIHEAP program helping low-income Montana households pay heating costs during winter months. Amount varies based...
Activated following federally declared disasters in Montana. Provides grants and loans for home reconstruction when dama...
Deferred payment loan secured by lien on property for moderate-income homeowners in Missoula. Loan is repaid when proper...
Forgivable loans for comprehensive rehabilitation of homes in designated Missoula neighborhoods to stabilize housing sto...
Matching grants for exterior rehabilitation of historic properties in Missoula's designated historic districts. Funds pr...
Low-interest loan program for energy efficiency improvements and renewable energy installations for Montana homeowners. ...
Low-interest loan program for repair or replacement of failing septic systems in Missoula County. Available to homeowner...
Home rehabilitation assistance for enrolled members of the Confederated Salish and Kootenai Tribes residing on or near t...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Missoula, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Missoula, 18 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.