Utah Housing First Home Program

Utah Housing Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Utah. Provides 3-5% of purchase price as a second mortgage that is forgiven after 5 years of owner occupancy. Must be combined with FirstHome loan.

Estimate assumes 3% assistance on median Moab home price

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 3-5% of purchase price for down payment and closing costs
  • Forgivable second mortgage after 5 years
  • Must be first-time homebuyer
  • Income limits apply (varies by county)
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Moab, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing subject to funding availability

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