CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Down payment assistance for first-time homebuyers in California, providing up to 20% of the purchase price as a shared appreciation loan. The loan is silent (no monthly payments) and is repaid when the home is sold, refinanced, or title is transferred.

Shared appreciation loan, no monthly payment, repaid upon sale

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to 20% of purchase price for down payment
  • First-time homebuyers only
  • No monthly payment on assistance loan
  • Repaid when home is sold or refinanced
  • Currently waitlisted, program expected to reopen

How to Apply

A grant-savvy contractor in Monrovia, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Program currently paused, check for reopening

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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