Find grants, rebates, forgivable loans, and free programs for Monsey, NY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Monsey, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free weatherization improvements to income-eligible households in Rockland County...
Comprehensive home energy assessment identifying opportunities to reduce energy use and costs. Includes blower door test...
Rebates for installation of cold climate air source or ground source heat pumps in existing homes. Rebate amounts vary b...
Rebates for energy-efficient home upgrades including smart thermostats, heat pump water heaters, efficient HVAC systems,...
Free lead-based paint hazard identification and remediation for homes built before 1978 with children under age 6. Servi...
CDBG-funded forgivable loan program for owner-occupied single-family homes needing major repairs. Loan is forgiven after...
Emergency grant for urgent home repairs that pose immediate threats to health and safety. Available to very low-income o...
Grant program for accessibility modifications enabling seniors and people with disabilities to remain safely in their ho...
Incentive payment for residential customers who install solar photovoltaic systems. Incentive amount varies by system si...
New York State incentive for residential solar panel installation. Incentive is calculated per watt of installed capacit...
New York's School Tax Relief (STAR) program provides property tax relief for owner-occupied primary residences. Basic ST...
Property tax exemption for seniors age 65 and older with household income at or below statutory limits. Exemption amount...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Covers...
Reimbursement program for homeowners who repair or replace their private sewer lateral from the house to the public sewe...
Federal HOME Investment Partnerships Program funds administered by New York State for major home rehabilitation. Provide...
Comprehensive no-cost energy efficiency services for income-qualified households. Includes air sealing, insulation, heat...
Down payment and closing cost assistance for first-time homebuyers purchasing in Rockland County. Forgivable loan provid...
Federal HOME funds administered by New York State for first-time homebuyer assistance. Provides forgivable loans to help...
Rebate for residential customers who install Level 2 electric vehicle charging equipment at their home. Rebate covers a ...
Incentive for installation of ground source (geothermal) heat pump systems in existing homes. Incentive amount based on ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Monsey, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Monsey, 18 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.