Home Improvement Grants in Monsey.

Find grants, rebates, forgivable loans, and free programs for Monsey, NY, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Monsey, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

New York State Weatherization Assistance Program (WAP)

Federally funded program that provides free weatherization improvements to income-eligible households in Rockland County...

Weatherization
Free to $100 assessment

NYSERDA Home Energy Assessment

Comprehensive home energy assessment identifying opportunities to reduce energy use and costs. Includes blower door test...

Energy
Up to $14,000 rebate

NYSERDA Heat Pump Rebate Program

Rebates for installation of cold climate air source or ground source heat pumps in existing homes. Rebate amounts vary b...

Energy
Up to $1,500 in rebates

Orange & Rockland Smart Home Rebate Program

Rebates for energy-efficient home upgrades including smart thermostats, heat pump water heaters, efficient HVAC systems,...

Energy
Free lead hazard removal

New York State Lead Hazard Control Assistance

Free lead-based paint hazard identification and remediation for homes built before 1978 with children under age 6. Servi...

Home Repair
Up to $35,000 forgivable loan

Rockland County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for owner-occupied single-family homes needing major repairs. Loan is forgiven after...

Home Repair
Up to $10,000 grant

Rockland County Emergency Home Repair Grant

Emergency grant for urgent home repairs that pose immediate threats to health and safety. Available to very low-income o...

Emergency
Up to $20,000 grant

Rockland County Accessibility Modification Program

Grant program for accessibility modifications enabling seniors and people with disabilities to remain safely in their ho...

Seniors & Disability
Up to $5,000 solar incentive

O&R Solar Energy Incentive Program

Incentive payment for residential customers who install solar photovoltaic systems. Incentive amount varies by system si...

Solar/Renewable
Up to $10,000 solar incentive

NY-Sun Residential Solar Incentive

New York State incentive for residential solar panel installation. Incentive is calculated per watt of installed capacit...

Solar/Renewable
Up to $700 annual property tax savings

New York STAR Property Tax Relief

New York's School Tax Relief (STAR) program provides property tax relief for owner-occupied primary residences. Basic ST...

Property Tax Relief
Up to 50% property tax reduction

Rockland County Senior Citizen Property Tax Exemption

Property tax exemption for seniors age 65 and older with household income at or below statutory limits. Exemption amount...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Covers...

Veterans
Up to $7,500 reimbursement

Rockland County Sewer Lateral Repair Program

Reimbursement program for homeowners who repair or replace their private sewer lateral from the house to the public sewe...

Home Repair
Up to $50,000 forgivable loan

New York State HOME Homeowner Rehabilitation

Federal HOME Investment Partnerships Program funds administered by New York State for major home rehabilitation. Provide...

Home Repair
Free energy upgrades

NYSERDA EmPower+ Income-Qualified Program

Comprehensive no-cost energy efficiency services for income-qualified households. Includes air sealing, insulation, heat...

Weatherization
Up to $15,000 down payment assistance

Rockland County First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Rockland County. Forgivable loan provid...

Homebuyer
Up to $40,000 down payment loan

NYS HOME First-Time Homebuyer Program

Federal HOME funds administered by New York State for first-time homebuyer assistance. Provides forgivable loans to help...

Homebuyer
Up to $500 charger rebate

O&R Electric Vehicle Charger Rebate

Rebate for residential customers who install Level 2 electric vehicle charging equipment at their home. Rebate covers a ...

Energy
Up to $12,000 incentive

NYSERDA Ground Source Heat Pump Incentive

Incentive for installation of ground source (geothermal) heat pump systems in existing homes. Incentive amount based on ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Monsey

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Frequently asked questions

What home improvement grants are available in Monsey, NY?

26 programs are currently listed for Monsey, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Monsey have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Monsey, 18 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Monsey?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.