CalHFA Affordable Loan Program

California Housing Finance Agency

Available Down Payment

About This Program

Provides low-interest home loans for first-time and repeat homebuyers in California with moderate income. Can be combined with CalHFA down payment assistance programs for eligible borrowers.

Low-interest mortgage, terms vary by income and loan type

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest home purchase loans
  • Income limits vary by county and family size
  • First-time and repeat buyers eligible
  • Can combine with down payment assistance
  • FHA, VA, and conventional loan options

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Montebello, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing

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