California Housing Finance Agency
State-backed mortgage programs for first-time and repeat homebuyers in California, offering competitive interest rates and down payment assistance. Must work with CalHFA-approved lender. Includes programs specifically for educators, veterans, and extra credit for buyers of homes near transit.
Down payment assistance varies by program; not shown as direct grant
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Monterey, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing program through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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