Home Improvement Grants in Montrose.

Find grants, rebates, forgivable loans, and free programs for Montrose, CO, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Montrose, CO, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Colorado Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by Region 10 serving Montrose County residents at or below 60% AMI....

Weatherization
Down payment assistance up to 5%

CHFA FirstStep Loan Program

CHFA offers first-time homebuyers in Montrose access to affordable 30-year fixed mortgages with optional down payment as...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides grants up to $10,000 for seniors 62+ and low-interest loans up to $20,000 for very low-income homeowners in rur...

Home Repair
Up to $1,200 rebate

DMEA Heat Pump Rebate

DMEA offers rebates up to $1,200 for qualifying air-source and ductless mini-split heat pump installations in Montrose s...

Energy
Up to $500 rebate

DMEA Electric Water Heater Rebate

DMEA provides rebates for high-efficiency electric water heaters and heat pump water heaters. Rebates range from $150 fo...

Energy
Up to $600 rebate

DMEA Home Insulation Rebate

DMEA offers rebates for attic, wall, and floor insulation improvements in existing homes. Rebate amounts vary by insulat...

Weatherization
$75 rebate

DMEA Smart Thermostat Rebate

DMEA provides $75 rebates for qualifying smart thermostat purchases that enable energy-saving temperature control and de...

Energy
Up to $200 rebate

DMEA Evaporative Cooler Rebate

DMEA offers rebates for energy-efficient evaporative coolers that replace traditional air conditioning. Rebate amounts v...

Energy
Up to $1,000 or $0.50/watt

DMEA Solar Photovoltaic Rebate

DMEA provides rebates for residential solar PV system installations at $0.50 per watt up to maximum of $1,000. Systems m...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home with special features need...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make adaptations to a home, including entrance ramp...

Veterans
Free lead hazard reduction

Colorado Lead-Based Paint Hazard Reduction

State program providing free lead hazard control services for eligible homes built before 1978 with children under age 6...

Home Repair
Forgivable loan up to $30,000

Montrose HOME Rehabilitation Program

HOME-funded program providing forgivable loans up to $30,000 for owner-occupied home rehabilitation in Montrose. Covers ...

Home Repair
Up to $15,000 grant

Montrose ADA Home Modification Program

City of Montrose grant program for low-income homeowners needing accessibility modifications due to disability or senior...

Seniors & Disability
Up to $10,000 grant

Montrose Senior Home Repair Program

Grant program specifically for Montrose seniors age 62 and older at or below 80% AMI for critical home repairs including...

Seniors & Disability
Up to $8,000 emergency grant

Montrose Emergency Home Repair Grant

Emergency repair grant for very low-income homeowners in Montrose facing immediate health or safety threats. Covers emer...

Emergency
Up to $5,000 low-interest loan

Montrose Sewer Lateral Repair Assistance

Low-interest loan program to help Montrose homeowners repair or replace failing private sewer lateral lines from home to...

Home Repair
Up to $3,000 assistance

Montrose Water Service Line Repair Program

Financial assistance for low-income Montrose homeowners needing to repair or replace water service lines from the street...

Home Repair
Free 8-hour course

CHFA Free Homebuyer Education

CHFA offers free homebuyer education courses online and in-person throughout Colorado including Montrose. Required for m...

Homebuyer Ed
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including heat pumps, windows, insulation, and doors. Montrose...

Energy
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit (ITC) allowing Montrose homeowners to deduct 30% of solar panel installation costs from fe...

Solar/Renewable
50% exemption on first $200,000

Montrose County Senior Property Tax Exemption

Colorado property tax exemption for qualifying seniors age 65+ who have owned and occupied their Montrose County home fo...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Montrose

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