CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Provides down payment assistance for first-time homebuyers in California. Can be combined with CalHFA first mortgage loans. Assistance is a deferred-payment junior loan with 0% interest.

Estimated down payment assistance at 3.5% of median home price

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 3.5% to 5% down payment assistance
  • 0% interest deferred loan, no monthly payments
  • For first-time homebuyers or those who haven't owned in 3 years
  • Income limits vary by county
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Moorpark, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding

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