CalHFA First-Time Homebuyer Down Payment Assistance

California Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers purchasing in California. Deferred-payment junior loan requiring no monthly payment and due when the home is sold, refinanced, or title transfers.

Typical down payment assistance loan amount

Key Details

  • Deferred loan up to $30,000 for down payment/closing
  • First-time homebuyer requirement
  • Income at or below moderate limits
  • No monthly payment; due on sale or refinance
  • Must complete homebuyer education course

How to Apply

Deadline: Ongoing program subject to availability

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