California Housing Finance Agency
CalHFA's MyHome program provides down payment assistance equal to 3% or 3.5% of the purchase price (depending on loan type) as a deferred-payment junior loan. Zero interest, no monthly payments, due when home is sold, refinanced, or transferred.
Down payment assistance at 3.5% of home value; silent second mortgage
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Morro Bay, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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