Find grants, rebates, forgivable loans, and free programs for Mount Olive, NJ, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mount Olive, NJ, with individual awards up to $126,526. 4 programs target seniors, 4 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free energy efficiency improvements to low-income households in New Jersey. Services include insulation, air se...
Low-interest home improvement loans for New Jersey homeowners to make necessary repairs and upgrades. Competitive intere...
Provides free lead hazard evaluation and abatement for homes built before 1978 with children under age 6. Services inclu...
Provides grants for essential home repairs to Morris County senior homeowners age 60 and older. Covers minor repairs tha...
Rebates for energy-efficient upgrades including heat pumps, central air conditioning, smart thermostats, insulation, and...
Rebates for natural gas heating equipment, water heaters, and efficiency upgrades. Covers high-efficiency furnaces, boil...
New Jersey solar owners earn SRECs for every megawatt-hour of solar electricity generated. SRECs can be sold for additio...
Rebates for air source and ground source heat pump installations. Includes ductless mini-splits and central heat pumps. ...
Low-interest loans and grants to very low-income homeowners in eligible rural areas of Morris County to repair or improv...
Grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grants to veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Designed to help New Jersey homeowners facing hardship due to disaster or emergency circumstances. Provides funds for mo...
Free energy efficiency upgrades for income-qualified households including insulation, air sealing, heating and cooling s...
Grants to Morris County homeowners with disabilities for home accessibility modifications such as ramps, grab bars, wide...
Federal HOME funds administered by New Jersey DCA to support affordable housing rehabilitation and homeownership. Provid...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Freeze...
Annual property tax relief benefit for New Jersey homeowners and renters. Homeowners with income under $150,000 receive ...
Annual $250 property tax deduction for eligible veterans and active duty service members who own and occupy their home i...
100% property tax exemption for permanently and totally disabled veterans (or their surviving spouses/civil union partne...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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23 programs are currently listed for Mount Olive, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mount Olive, 17 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.