Find grants, rebates, forgivable loans, and free programs for Mount Pleasant, SC, filtered to your situation.
As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mount Pleasant, SC, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded forgivable loan program for major home repairs and rehabilitation. Loan is forgiven after 5 years of contin...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...
CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Mount Pl...
Emergency repair grant for imminent health and safety hazards in owner-occupied homes. Priority for seniors and persons ...
Grant program to fund accessibility modifications for disabled residents of Mount Pleasant. Covers wheelchair ramps, gra...
Assistance for homeowners needing to repair or replace private sewer lateral lines connecting to the town system. Grant ...
Rebate for Dominion Energy electric customers who install qualifying high-efficiency air-source or geothermal heat pumps...
Rebate for Dominion Energy customers who add qualifying insulation to attics, walls, or crawl spaces. Must meet R-value ...
Instant rebate for purchasing and installing a qualifying ENERGY STAR smart thermostat. Reduces energy use through autom...
Rebate for Dominion Energy customers who install ENERGY STAR certified heat pump water heaters. Must meet minimum effici...
State tax credit equal to 25% of the cost of solar energy systems installed on SC residences. Credit can be claimed over...
South Carolina exempts the added value of solar energy systems from property tax assessments. Homeowners installing sola...
Federal grants (up to $27,500) and loans (up to $40,000) for very low-income homeowners age 62+ to repair or improve hom...
Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Covers wheelchair a...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a home. Covers modif...
Federal HOME funds administered by the state for owner-occupied rehabilitation. Provides grants or forgivable loans for ...
Grant program for homeowners age 60+ to fund critical home repairs that allow seniors to age in place safely. Administer...
HUD-funded lead hazard control program serving Charleston County, including Mount Pleasant. Provides free lead inspectio...
FHA-insured loan for home improvements up to $25,000. Does not require home equity and can be used for a wide range of r...
Post-disaster mitigation grants to strengthen homes against future hurricanes and flooding. Typically opens after major ...
Matching grant for exterior rehabilitation of locally designated historic properties or properties in historic districts...
Rebate for residential installation of rainwater cisterns or rain barrels to reduce stormwater runoff. Part of Mount Ple...
Federal assistance for flood-prone properties to elevate structures or implement other flood mitigation measures. Priori...
South Carolina homestead exemption for homeowners age 65 or older, or permanently disabled. Exempts the first $50,000 of...
South Carolina provides property tax exemptions for disabled veterans based on VA disability rating. 100% disabled veter...
Grant assistance for low-income homeowners to repair or replace failing septic systems. Addresses health hazards and env...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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30 programs are currently listed for Mount Pleasant, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Mount Pleasant, 19 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.