Texas My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in Texas. Must be combined with a first mortgage from a participating lender. Loan is deferred and forgivable after 10 years of owner-occupancy.

Down payment assistance loan, forgiven after 10 years of occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • For first-time homebuyers meeting income limits
  • Must be combined with Texas First Mortgage
  • Forgiven after 10 years of owner-occupancy
  • Work with participating lenders statewide

How to Apply

A grant-savvy contractor in Mount Vernon, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mount Vernon, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs